Goal Savings Planner
Have a target in mind — a house, education, or retirement fund? Enter your goal amount, timeline, and expected return to find out your required monthly SIP.
Monthly SIP Needed
₹9,909
per month for 15 years
You Invest (total)
180 monthly payments
₹17,83,676
Market Adds
Returns on top of your money
₹32,16,324
Milestones
Yr 7
Hit 25%
Yr 11
Hit 50%
Yr 14
Hit 75%
A financial goal is a specific amount you need by a specific date — a house down payment, college fees, or retirement corpus. Working backwards from that target tells you exactly what to invest today.
This calculator answers the key question: "How much do I need to set aside each month?" — given your goal, timeline, and expected return.
The Insight
The longer your timeline, the smaller your monthly SIP — because compounding does the heavy lifting.
10 yrs vs 20 yrs to ₹50.00 L: the monthly SIP nearly halves.
Tips for goal planning
- Set one SIP per goal — keeps tracking clear.
- Review annually and step up SIP by 10% each year.
- Use index funds for 10+ year goals; debt funds for shorter ones.