Inflation Calculator
Inflation silently eats into the value of your money. Enter today's amount and an inflation rate to see what it's worth in the future — and how much you'd need to keep up.
Equivalent Future Cost
₹1,79,085
to buy what ₹1,00,000 buys today
Purchasing Power Lost
44.2% erosion
₹79,085
Real Value Remaining
what your cash is worth
₹55,839
Inflation is the gradual rise in prices over time. If inflation is 6%, something that costs ₹100 today will cost ₹106 next year — and ₹179 in 10 years.
Idle cash in a savings account or under a mattress loses real value every year, because it buys less and less as prices rise.
The Silent Wealth Destroyer
At 6% inflation, your money loses half its buying power every ~12 years.
Rule of 72: 72 ÷ inflation rate = years to halve purchasing power.
How to beat inflation
- Equities historically return 12–15% in India — well above inflation.
- Even index funds at 12% beat 6% inflation by 6% real return.
- Don't keep long-term savings in a savings account.