STEVEN NELSON FERNANDES Proprietor of PROFICIENT FINANCIAL PLANNERS

Registered in 2014, within two years of the SEBI (Investment Advisers) Regulations coming into force. Only a small number of advisers on the register go back this far.

STEVEN NELSON FERNANDES Proprietor of PROFICIENT FINANCIAL PLANNERS has held SEBI registration for 12 years. That means the practice has operated under SEBI's disclosure, record-keeping and suitability requirements for that period. It is not a measure of performance or of how well they will suit you.

This is 1 of 29 registered advisers with a registered address in Thane, and 1 of 391 across Maharashtra. Nationally there are 1,038 registered advisers, so Thane accounts for 2.8 percent of them.

STEVEN NELSON FERNANDES Proprietor of PROFICIENT FINANCIAL PLANNERS is registered as an individual adviser rather than a firm. The registration is tied to this person, so the person you speak to is the person SEBI holds accountable. Individual advisers often take on fewer clients, which can mean more direct attention but also less cover during absences.

4 other advisers are registered at pincode 400604: Econ Ventures LLP, Profitmart Securities Private Limited, Shankar K, Turiya Advisory Services LLP.